When searching for reputable lenders in New York City (NYC), consider the following options :
- Chase Bank :
- Pros: Competitive rates and fees, low customer complaint ratio, New York branch locations.
- Cons : USDA loans not offered.
- Best For : New Yorkers looking for the best rates and fees and a good overall bank lender experience.
- Chase offers conventional mortgages, jumbo loans, FHA and VA loans, and an option called the DreaMaker® Mortgage, which requires as little as 3% down for a 30-year fixed-rate loan.
- Guaranteed Rate :
- Pros : Online prequalification, New York branches.
- Runner-Up : Offers a variety of mortgage options and competitive rates.
- Bank of America :
- Pros: Great branch access, useful online resources.
- In Person Borrowers : Bank of America has a strong presence in New York and provides various mortgage products.
- Rocket Mortgage :
- Pros : Fast online service.
- Online Borrowers: Rocket Mortgage offers a streamlined online experience for mortgage applications.
- Network Capital :
- Pros : Custom products, no lender fees, fast turn-around times.
- Best For : Borrowers seeking a painless lending process with competitive terms.
- West Forest Capital (Hard Money Lender) :
Remember to compare rates, fees, and customer service when choosing a lender. Each lender has its unique offerings, so find the one that aligns with your needs. Good luck with your search! 🌟