OnDeck Term Loan

An OnDeck term loan is a type of small business financing that provides a one-time lump sum of cash with a fixed repayment term and interest rate. It is suitable for larger investments in your business, such as purchasing equipment, expanding or renovating, or consolidating debt. 

OnDeck offers term loans from $5,000 to $250,000 with repayment terms up to 24 monthsTo qualify for an OnDeck term loan, you need to meet the following minimum requirements:

  • 1 year in business

  • 625 personal FICO® score

  • $100K business annual revenue

  • Business checking account


If you are interested in applying for an OnDeck term loan, you can complete the online application in minutes and get a decision quickly. If approved, you can receive your funds as soon as the same day.  You can also check your eligibility without affecting your credit score.


  • No hard credit pulls

  • Fast funding

  • Build business credit history with on-time payments


Option to repay early and have all remaining interest waived

Lower origination fee for renewing customers