A working capital loan is a type of short-term loan that is used to finance a company’s everyday operations. Working capital loans are usually secured by the company’s assets, such as inventory, accounts receivable, or equipment. This means that if the company fails to repay the loan, the lender can seize the collateral to recover the debt. However, some working capital loans may be unsecured, which means that they do not require any collateral. Unsecured working capital loans are typically offered to companies with a high credit rating and a strong financial history
WeWorking Capital Loan: Definition, Uses in Business, Types - Investopedia : Working Capital Loan - Overview, Uses, Benefits, Drawbacks - Corporate Finance Institute.